By this I don’t mean not have them, I simply mean at the end of the month (or weekly/ yearly) when we are doing our budgets, having the ability to remove the savings envelopes so they aren’t added into the equation.

If (like me) people use those wallets to track what they’ve actually stuffed in physical wallets and just want to keep track of what’s in them and if you’ve stuffed it in that month. So an optional ‘would you like us to include this amount in your next budget?’ Option would be super beneficial